Housing society redevelopment · Mumbai
Planning to redevelop your building? Speak to a banker first.
Ojas Consultancy guides housing societies through redevelopment, from the first committee meeting to the bank loan, with 35 years of banking and project-finance experience behind every recommendation.
Or leave your details and we will call youWhen societies call us
Most societies get in touch at one of three moments.
A developer has made an offer, and the committee is not sure it is fair.
Members want to know whether redeveloping on their own could give them more.
The society has decided, and now needs a bank loan.
What we do
One partner for the decision, the people and the money.
Explain your options
We compare a developer's offer with what your society could achieve on its own, in plain language and with your own numbers.
Help connect with the right people
We help you connect with architects, structural engineers, advocates, chartered accountants and valuers we have worked with. Your society engages them directly.
Advise on the bank loan process
We explain how banks assess a redevelopment loan, help prepare the proposal and documents, and guide your committee through sanction and disbursement.
years in banking and project finance
Ojas Consultancy is led by its proprietor, Sunil Deshpande.Why Ojas Consultancy
We have sat on the bank's side of the table.
Most redevelopment advisers come from construction. We come from banking. Years of assessing and financing projects mean we know what a lender will ask before it asks.
That helps a society avoid the problems that stall redevelopment: incomplete papers, unrealistic budgets, and a loan that arrives too late.
- Independent: we work only for the society, never for a developer.
- Plain language, built around your society's own numbers.
- Current project: [Society name], Goregaon West, nearing completion. [Members moved from __ to __ sq ft homes, financed by ___.]
How it works
It starts with a conversation.
Get in touch
Call, WhatsApp, or leave your details below. Tell us about your building and where things stand.
Meet your committee
We review your papers and explain your options, including what the new rules require.
Get a clear plan
Written next steps, the right professionals, and a route to bank finance.
The rules changed in June 2026. Choosing a developer or contractor now needs the approval of 51% of all members, and redevelopment meetings must follow stricter procedures. Starting early helps your society get it right the first time.
Contact us
Tell us about your building.
Leave your details and we will call you back, or reach us directly. We speak Marathi, Hindi and English.